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For many, the thought of retirement is a long way off. For some, it may be just around the corner. No matter where you are in relationship to retirement, preparing for your retirement takes good planning and effort.
When it comes to projections and forecasts, accountants too often fall into the trap of formula heaven. We passionately believe that data mining is the key. That somewhere buried in the numbers a magic trend will surface if we can just find the perfect formula, graphically present historical data, or create the perfect program to sort data, and all the problems of humankind will be solved. These tools can be valuable but do not replace good old-fashioned thinking. The trap is that we tend to over-rely on these tools as a substitute for interactive management.
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